Escrow payments for tradies in New Zealand
Stop chasing invoices and start every job knowing the money is already there. wlbr secures your deposit and final payment in escrow, so you're never out of pocket for materials or labour again.
Sound familiar?
- Customers drag out payment for weeks after the job's done.
- You're funding materials up front and carrying all the risk.
- Card chargebacks can claw back money long after you've finished.
- Deposits feel awkward to ask for - and customers are wary of paying them.
How wlbr helps
Secure the deposit before you start
The customer funds the deposit into a protected trust account, so it's committed and real - but protected until you begin. No more awkward deposit conversations.
Get paid the moment the job's approved
Final payment is released straight to your NZ bank account in NZD as soon as the customer confirms. No invoice chasing, no waiting.
No chargebacks, ever
Payments come bank-to-bank via open banking, so there's no card chargeback that can reverse your hard-earned money weeks later.
Works with your Xero invoices
Attach a protected pay-now link to the invoices you already send, and let payments reconcile themselves.
The escrow lifecycle
Six states, visible to both sides
- 1
Agree
Scope and price set before money moves
- 2
Fund
Client pays from their bank via open banking
Held on trust
Funds sit in a dedicated NZD trust account
- 4
Work happens
Provider starts with confirmed funds
- 5
Approve
Client confirms the work is right
- 6
Released
Balance paid to the provider's bank
If something goes wrong: either side can raise a dispute. The funds freeze in the trust account - neither side can touch them - while both add evidence. Resolution releases, refunds, or splits the money. Unresolved disputes can escalate to FSCL, an approved independent scheme.
See what trade jobs cost in NZ
Instant, AI-powered NZD price ranges based on real jobs.
Who else uses wlbr
Ready to get paid with confidence?
No monthly fees, no lock-in. A flat 2% per payment, shown clearly before anyone pays.
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