Escrow and milestone payments for builders
Long jobs shouldn't leave you carrying huge amounts owed. wlbr lets you stage a build into escrow-backed milestones - each one funded before work starts and released the moment it's approved.
Sound familiar?
- You're owed the whole job value until the very end.
- Progress payments are hard to enforce.
- Deposits for materials are large and feel risky to the client.
- A single non-paying client can sink a month's cash flow.
How wlbr helps
Stage the job into milestones
Deposit, rough-in, completion - fund each stage into escrow before the work starts and release it on sign-off. Cash flow stays steady across the whole build.
Protect big material deposits
Clients happily fund large deposits when the money's held on trust rather than handed over - so you can order materials without carrying the risk alone.
Cap what you're owed
You're never exposed for the entire job value at once, which limits the damage if anything goes wrong.
Clear records for every stage
Each milestone has a clean record of what was funded and released - simple for you, the client, and your accountant.
The escrow lifecycle
Six states, visible to both sides
- 1
Agree
Scope and price set before money moves
- 2
Fund
Client pays from their bank via open banking
Held on trust
Funds sit in a dedicated NZD trust account
- 4
Work happens
Provider starts with confirmed funds
- 5
Approve
Client confirms the work is right
- 6
Released
Balance paid to the provider's bank
If something goes wrong: either side can raise a dispute. The funds freeze in the trust account - neither side can touch them - while both add evidence. Resolution releases, refunds, or splits the money. Unresolved disputes can escalate to FSCL, an approved independent scheme.
See what building & renovation costs
Instant, AI-powered NZD price ranges based on real jobs.
Who else uses wlbr
Ready to get paid with confidence?
No monthly fees, no lock-in. A flat 2% per payment, shown clearly before anyone pays.
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